Payment gateway for Indian businesses
Data verified Aug 30, 2026
Razorpay is a payment gateway solution for Indian businesses that enables them to accept, process, and disburse payments via multiple methods including credit cards, debit cards, net banking, UPI, and popular wallets. It offers a developer-friendly API, robust dashboard, and a suite of products for payments, banking, lending, and payroll.
Strengths
Limitations
Startups
Use Razorpay's current account, payroll and payment tools built for early-stage companies.
Developers & AI Builders
Integrate payment APIs and one-click payment nodes for n8n, Replit and Vercel workflows.
Chartered Accountants
Manage payroll and compliance for their clients with RazorpayX.
Enterprises
Run enterprise payroll software and finance operations on Razorpay.
Razorpay offers a free plan, with paid plans starting at 2% per transaction.
Yes, Razorpay provides an API for developers.
Razorpay is available on Web, iOS, Android.
Razorpay integrates with n8n, Replit, Vercel, Apple Pay, Google Pay.
Razorpay is offered as a cloud-based (SaaS) deployment.
Difficult international payment approval process with frequent rejections Also, Slow, unresponsive customer support with poor dispute resolution
Razorpay is best suited for Startups, Developers & AI Builders, Chartered Accountants.
Common uses for Razorpay include accept online and in-store payments, make payouts to vendors and customers, business banking and current accounts, automate payroll and compliance.
GitHub is the closest alternative to Razorpay, followed by Vercel and GitLab.
Razorpay and GitHub are both used for fintech -- specifically dev infrastructure tools. See the full side-by-side comparison for pricing and feature differences.
Security & Compliance
Support
Razorpay's published pricing · verified Aug 30, 2026
2% per transaction
See what people actually pay for Razorpay
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